Even for the most disciplined, frugal, and budget-conscious, achieving a big savings goal is rarely just a walk in the park. The path to reaching that coveted end goal is filled with distractions and spending temptations that are challenging to wrestle with, and long-term thinking can quickly be taken over by a desire for instant gratification.
Whether the goal is an exotic beach vacation or the deposit on a pricey apartment for rent in San Francisco, CA, reaching any dollar amount requires more than setting a numerical goal and establishing a timeline. It requires a careful look at spending habits that can slip under the radar, undetected. We’re talking about those habits that seem harmless in the moment but can pack a big punch when tallied up together. Arm yourself with these four tips to learn how to curb your spendy ways and give your savings goals a little extra reinforcement.